Frequently Asked Questions

Q | What are the advantages of partnering with Us?

We are independent and fee-based. We don't represent a bank, broker firm, insurance company, or mutual fund.  As a result, we don't have any hidden agendas and don't take commissions. We hold ourselves as fiduciaries to our clients, which requires that our advice be in their best interest.

Read About Us for more information.

Q | What types of trustworthy guidance can I receive?

As a Registered Investment Advisor, we can provide you with a comprehensive range of services. Along with our professional network of associates, we can help you:

  • Make your money work harder and smarter
  • Select investments, such as stocks, bonds, and mutual funds.
  • Save for college while reducing taxes.
  • Plan for retirement (401(k), 403b, 457, IRA, Roth IRA, and rollovers).
  • Manage business finances and improve cash flow.
  • Minimize tax liability.
  • Retain proper insurance coverage in a cost-effective manner.
  • Plan your estate.

Q | Are my discussions with SFG confidential?

All discussions with advisors of SFG are kept highly confidential.  We are most sensitive to your personal financial situation and pledge a high degree of confidentiality. SFG prides itself on integrity and trustworthiness. See our disclosures. 

Q | Why should I consider financial planning?

Whether you are an individual or a business, SFG takes a personalized, hands-on approach to managing and growing your wealth. At SFG we listen. Understanding your financial goals and your aspirations is how we develop tailored wealth strategies. Your personalized financial plan is your roadmap and it is built upon your unique set of facts, feelings and family or business goals. We actively manage your strategy making sure our goals are aligned and you are well informed. After all, we judge our success based on your success. See Our Philosophy.

Q | Why should I insist my advisors work less independently and more as a team?

During initial team meetings, we lead by defining the overall goal and presenting carefully organized and relevant client-related information. We focus not only on account balances, but also on the client’s short, medium, and long-term goals and needs and the realities potentially affecting those goals and needs. 

Equipped with such valuable information, the team members jointly engage in design-stage planning, presenting ideas and debating their benefits and pitfalls. Before adjourning, we ensure that each team member understands the concrete deliverables expected from them, the deadlines applicable to such deliverables and the timetable applicable to the work of the team. Upon the team’s production of a comprehensive plan, we actively manage its implementation. To learn more about our individual team members, click here.

Q | What type of clients do you serve?

Business Owners, Executives, Managers & Key Employees, Professionals, as well as Corporate Retirement Plans and their Participants. 

Q | What should I look for in a financial advisor?

The same types of things you would look for in a doctor, lawyer, or other professionals:

  • Proper experience, education, knowledge, and qualifications to meet your needs and expectations.
  • The ability and desire to break down complex concepts for your understanding and convenience.
  • Excellent client service.
  • Someone who puts your interests first.
  • No hidden agenda, no products sold.
  • A trustworthy advisor – and when working with SFG, a trustworthy team of professionals.

Q | Why is it important to select a fee-only advisor?

Fee-only advisors are paid for their expertise. Other financial advisors may be paid for selling financial products. With a fee-only advisor, you avoid the conflict of interest inherent in someone who might recommend an investment solution based on commissions that may be received. You should always ask if you are not sure how a financial advisor is paid.

Q | I do not live near a Strategic office location. Can I still meet with one of your advisors?

Yes. In fact, our clients reside in nearly two-thirds of the states across the U.S. Even if you are not immediately accessible to one of our office locations, we have invested in the technology to conduct face to face meetings via the web, so you know who you are working with. So whether you live in the Midwest, the East, the South or the West, rest assured that you and your investments are in good hands with SFG.

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Q | What happens at our first meeting?

We start by getting to know you. You are encouraged to ask any questions that would make you feel more comfortable. We believe that each question is an educational opportunity to give you more control over your own financial future. We will discuss your financial situation and what you would like to achieve in the short, medium, and long-term. Then, our qualified team of advisors will craft an action plan and explain how we can help you achieve your financial goals. Our Financial Planning Process. Our Investment Process.