Financial Planning Process


Step 1

We start by getting to know you.

You will find that we take a very thorough and in-depth approach to gathering information about you as our client.

Your direct information such as age, gender, job, assets, liabilities, income, and health condition etc. are only part of the puzzle. Other contextual factors such as family members, hobbies, faith and philanthropy, risk tolerance, investment experience, life stage etc. piece together a more complete picture with which to plan.



Step 2

Then, our team creates a custom plan.

Next, all the information that has been carefully gathered is analyzed by SFG from several different perspectives considering the factual data, as well as your personal feelings. 

We assess the realities of each life stage separately.
Each life stage warrants a different approach. What is appropriate during pre-retirement is likely not to be appropriate during your retirement years. We develop a plan of action that achieves adequate financial balance at each stage of, and throughout, your life.



Step 3

Next, we implement your plan.

Additionally, as investment managers, we invest your assets to advance and support the goals and needs of your comprehensive plan. Learn more about our Investment Process



Step 4

Active management and vigilance.

The development of a proactive, comprehensive plan is not static, and it cannot meet your goals which may change over time due to personal and outside factors. 

We vigilantly dedicate time and effort to detect events or situations that affect elements of your initial assessment. Through our continuing client interactions and our industry-leading technology, we constantly learn and adapt to new information. We look for opportunities, driven by many factors, to refine and optimize your plan.



Step 5

Active reevaluation and recalibration.

The identification of life events or changes in circumstances that alter your wealth management goals requires the need to update and revise your strategies. This continuous cycle assures that your comprehensive plan stays up-to-date.