Latest Posts

3 Steps to Take If You Miss Your Required Minimum Distribution Deadline

by Chad Hassinger on Sep 13, 2020

3 Steps to Take If You Miss Your Required Minimum Distribution Deadline

Those who own a traditional individual retirement account (IRA) or another type of retirement account—such as SEP IRAs, SIMPLE IRAs, and 403(b) accounts—must withdraw a minimum amount from that account beginning at age 72 (or 70½, if they reached that age before Dec. 31, 2019). If the account holder fails to take an amount called the required minimum distribution (RMD) on time, and in the right amount, there can be a penalty...

6 Ways to Ensure a Long-Lasting Retirement

by Chad Hassinger on Sep 13, 2020

Finance, Lifestyle, Weekly Market Commentary

6 Ways to Ensure a Long-Lasting Retirement

For most people, the road to retirement is a multi-step process that lasts a working lifetime. To that end, here are six ways to plan and ensure a long-lasting retirement. It all starts with setting goals. Long-term goals define how much you want to have saved in various accounts by the time you retire. These goals have to do with how you want to live in retirement, where you want to live, and so on...

September Monthly Economic Update

by Chad Hassinger on Sep 13, 2020

Finance, Lifestyle

September Monthly Economic Update

Stocks prices surged in August as investors cheered positive news of a potential COVID-19 treatment and welcomed a month-long succession of upbeat economic data. The month's foundation was set by a series of strong economic reports, including an increase in manufacturing activity, better-than-anticipated factory orders, and a lessening of new jobless claims...

DIY

by Chad Hassinger on Sep 13, 2020

Finance, Lifestyle, Weekly Market Commentary

Provided By Robert A. Mecca, CFP®, MBA
Vice President, Wealth Management

Did you ever count the number of do it yourself TV programs and internet applications? Don’t bother as there are more than you can imagine. DIY holistic fitness, DIY self-health diagnosis, DIY weddings, and much more. The one that catches my attention is the plethora of DIY house remodeling programs. In a 60 minute program, including commercials that consume about 18 minutes...

Overcoming Fear During Times of Trouble

by Chad Hassinger on Aug 5, 2020

Finance, Lifestyle

Provided By Pamela A. Martin, AIF®
Financial Advisor

In speaking with clients during this time of COVID-19, I have found that there are many viewpoints to be heard. One common theme I hear among people, regardless of their views on the pandemic, mask-wearing, and political policies, is fear. Unfortunately, this is not the first time our country has experienced widespread fear.

Don’t Chase Returns

by Chad Hassinger on Aug 5, 2020

Finance, Estate Planning, Weekly Market Commentary

By Bradley J. Rathe
Chief Investment Officer

In the midst of the greatest financial uncertainty in over a decade, the NASDAQ 100, an index of the 100 largest non-financial companies listed on the NASDAQ stock exchange, is up over 19% year-to-date (as of 7-22-20). Microsoft, Apple, Amazon, Facebook, and Google are the five biggest companies in the NASDAQ 100 and make up over 38% of the exposure of the NASDAQ 100 index.

July Monthly Economic Update

by Chad Hassinger on Jul 6, 2020

Finance, Lifestyle

July Monthly Economic Update

Stock prices climbed higher in June, as investors looked beyond an increase in COVID-19 cases as well as reports that several states planned to slow the pace of their economic re-opening. Stocks opened the month higher, but the momentum quickly stalled, as states struggled to re-open their economies while facing an increase in COVID-19 cases. Investor sentiment was further dampened by a subdued forecast of economic recovery issued by the Federal Reserve...

What is the link between inflation and equity returns?

by Chad Hassinger on Jun 7, 2020

Finance, Weekly Market Commentary, Lifestyle

What is the link between inflation and equity returns?

As a general rule, equities are a good hedge against inflation. However, given this unprecedented economic situation, general rules may not always apply, especially in the short term. This article presents some interesting insights into the link between inflation and equity returns. We found this information interesting as it answers some common questions our clients have been asking...

How to Decide Where to Donate Money and Make an Impact Right Now

by Chad Hassinger on Jun 7, 2020

Finance, Weekly Market Commentary, Lifestyle

How to Decide Where to Donate Money and Make an Impact Right Now

The death of George Floyd has started a movement across the country and the world. You're probably seeing a lot of social media post asking you for donations to organizations that will help various causes. But how do you know who to give to and if that organization is really going to help? This article discusses the many ways your giving can have the greatest impact....

These Uncertain Times

by Chad Hassinger on Jun 5, 2020

Finance, Estate Planning, Weekly Market Commentary

Provided By Robert A. Mecca, CFP®, MBA
Vice President, Wealth Management

How many times have you heard the following expression at the beginning of a statement? “During these uncertain times.” It seems like everywhere we turn, this saying is blasted all over the media. Are you tired of hearing this? Me too. We know these are difficult, unusual, and, yes, uncertain times. We don’t have to be told again and again...